NOTICE OF MORTGAGE FORECLOSURE SALE, Davis

NOTICE OF MORTGAGE FORECLOSURE SALE

    THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN:  That default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: November 17, 2005

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $60,760.00

MORTGAGOR(S):  Nichol M. Davis, a single person

MORTGAGEE: Wells Fargo Bank, N.A.

DATE AND PLACE OF FILING: Filed November 18, 2005, Koochiching County Recorder; Document No. A-000254094

ASSIGNMENTS OF MORTGAGE: Assigned to: none

LEGAL DESCRIPTION OF PROPERTY:

        Lots 11 and 12, Block 76, Plat of Block 76 (and other blocks) of                 International Falls

STREET ADDRESS OF PROPERTY:

        606 Eleventh Street, International Falls, MN 56649-2724

COUNTY IN WHICH PROPERTY IS LOCATED: Koochiching County, Minnesota

THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $59,412.67

THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes;

PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: May 10, 2012 at 10:00 a.m

PLACE OF SALE:  Koochiching County Sheriff’s office, Law Enforcement Center, Courthouse Annex, 715 Fourth St., International Falls, Minnesota

to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law.  The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.

Unless said mortgage is reinstated or the property redeemed, or unless the time for redemption is reduced by judicial order, you must vacate the premises by 11:59 p.m. on November 13, 2012.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NICHOL M. DAVIS

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated:  March 13, 2012

        WELLS FARGO BANK, N.A.

        Mortgagee

REITER & SCHILLER, P.A.

By:                /s/                                    

    Rebecca F. Schiller, Esq.

    Sarah J.B. Adam, Esq.

    N. Kibongni Fondungallah, Esq.

    James J. Pauly, Esq.

    Brian F. Kidwell, Esq.

    Steven R. Pennock, Esq.

    Attorneys for Mortgagee

    25 North Dale Street

    St. Paul, MN  55102-2227

    (651) 209-9760

    (E7810)

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

NOTICE OF MORTGAGE FORECLOSURE SALE

FORECLOSURE DATA

Minn. Stat. § 580.025

(1)    Street Address, City and Zip Code of Mortgaged Premises

        606 Eleventh Street,                         International Falls, MN 56649-2724    

(2)    Transaction Agent

        Wells Fargo Bank, N.A.    

(3)    Name of Mortgage Originator (Lender)

        Wells Fargo Bank, N.A.    

(4)    Residential Servicer    Wells Fargo (800) 416-1472    

(5)    Tax Parcel Identification Number

        92-007-76110    

(6)    Transaction Agent’s Mortgage ID Number (MERS number)

        none

The Journal

March 17, 24, 31, April 7, 14 & 21, 2012