NOTICE OF MORTGAGE FORECLOSURE SALE, Moss

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN:

That default has occurred in the conditions of the following described mortgage:

    DATE OF MORTGAGE:  December 5, 2005, modified on January 10, 2011

    MORTGAGOR: James Moss and Dawn Moss, husband and wife

    MORTGAGEE:  Bremer Bank, National Association, a national association organized under the laws of the United States of America

    DATE AND PLACE OF RECORDING:  Mortgage recorded on January 4, 2006, as Document No. A000254731, as modified by that certain Modification of Mortgage recorded on February 3, 2011, all within the office of the County Recorder Koochiching County, Minnesota.

    MORTGAGED PROPERTY ADDRESSES:  704 11th Street, International Falls, Minnesota 56649

    TAX PARCEL I.D. NOS.  92-007-77100

    LEGAL DESCRIPTION OF PROPERTY:  Lots Ten (10) and Eleven (11), Block Seventy-seven (77), Plat of Block 77 (And Other Blocks), International Falls, Koochiching County, Minnesota.

    COUNTY IN WHICH PROPERTY IS LOCATED:  Koochiching

    ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE:  $60,486.31

    AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE:  $61,087.88

    INTEREST RATE AND PER DIEM:  Current interest rate is 4.83%, with a daily per diem of $7.75.

    That prior to commencement of this mortgage foreclosure proceeding Mortgagee complied with all notice requirements by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage or any part thereof;

    PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

    DATE AND TIME OF SALE:  April 26, 2012, at 10:00 am.

    PLACE OF SALE:  Koochiching County Sheriff’s Office, Law Enforcement Center, Courthouse Annex, 715 Fourth Street, International Falls, Minnesota  56649, to pay the debt then secured by said Mortgage, taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

    DATE AND TIME MORTGAGOR MUST VACATE THE PREMISES: October 26, 2012, at 11:59 p.m.

 “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE (5) WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated:  March 7, 2012    MESSERLI & KRAMER P.A.

        By:    /s/ Creig Andreasen    

        Creig Andreasen (Lic. #334832)

        1400 Fifth Street Towers

        100 South Fifth Street

        Minneapolis, MN 55402-1217

        (612) 672-3600

        Attorney in Fact for     

        Bremer Bank, National Association

IMPORTANT NOTICE

This communication is from a debt collector and is an attempt to collect a debt.  Any information obtained will be used for that purpose.

The Journal

March 14, 21, 28, April 4, 11 & 18, 2012