Details for Public Notice THE RIGHT

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Public Notice THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTlTY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION NOTICE OF MORTGAGE FORECLOSURE SALE Minn. Stat. 580.025, 580.04 Date: October 18, 2017 YOU ARE NOTIFIED that default has occurred in the conditions of the following described Mortgage: INFORMATION REGARDING MORTGAGE TO BE FORECLOSED 1. Date of Mortgage: September 30, 2010 2. Mortgagors: Leo D. Dugas and Clairice A. Dugas a/k/a C. Anita Dugas, husband and wife 3. Mortgagees: Citizens State Bank Norwood Young America, a Minnesota Banking Corporation 4. Recording Information: Recorded on October 7, 2010, as Document Number 269962, in the Office of the County Recorder Koochiching County, Minnesota. 5. Assignments of Mortgage, if any: said Mortgage was modified as set forth in Exhibit "B" attached hereto. EXHIBIT "B" MODIFICATIONS OF MORTGAGE The mortgage was modified by that certain Modification of Mortgage by Leo D. Dugas and Clairice A. Dugas, husband and wife to Citizens State Bank Norwood Young America, by written modification dated October 4, 2011 and filed December 13, 2011 as document No. 273360; and, The Mortgage was modified by that certain Modification of Mortgage by Leo D. Dugas and Clairice A. Dugas, husband and wife to Citizens State Bank Norwood Young America, by written modification dated November 4, 2012 and filed December 3, 2012 as document No. 276285: and, The mortgage was modified by that certain Modification of Mortgage by Leo D. Dugas and Clairice A. Dugas, husband and wife to Citizens State Bank Norwood Young America, by written modification dated November 4, 2013 and filed January 6, 2014 as document No. 279583. INFORMATION REGARDING MORTGAGED PREMISES 6. Tax parcel identification number of the mortgaged premises: 24-042-42100 7. Legal description of the mortgaged premises: Legal attached as Exhibit "A". Exhibit A The West One Half of the Northwest Quarter of the Southeast Quarter (NW1/4 of SE1/4) Section Two (2), Township Sixty-six (66), Range Twenty-five (25), West of the Fourth Principal Meridian, Koochiching County, Minnesota. Abstract Property 8.The physical street address, city, and zip code of the mortgaged premises: 7191 Highway 65, Littlefork, MN 56653. OTHER FORECLOSURE DATA 9. The person holding the Mortgage: (x) is not a transaction agent, as defined by Minn. Stat. 58.02, subd. 30. 10. If stated on the Mortgage, the name of the mortgage originator, as defined in Minn. Stat. 58.02, is Citizens State Bank Norwood Young America, a Minnesota Banking Corporation. INFORMATION REGARDING FORECLOSURE 11. The requisites of Minn. Stat. 580.02 have been satisfied. 12. The original principal amount secured by the Mortgage was $ 18,510.00 13. At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage, is: $ 16031.79. 14. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Koochiching County, Minnesota, at public auction on December 14, 2017, 10:00 a.m., at Koochiching County Sheriff's Office, 715 4th St., International Falls, MN 56649 15. The time allowed by law for redemption by Mortgagor or Mortgagor's personal representatives or assigns is Six (6) Months after the date of sale. 16. Minn. Stat. 580.04(b) provides, "If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23." If this statute applies, the time to vacate the property is 11:59 p.m. on June 14, 2018. THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR'S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED. Name and address of Attorney for Mortgagee or Mortgage Assignee: /s/ Alan M. Albrecht Alan M. Albrecht, 887; Albrecht & Albrecht Chartered 106 E. Main St., PO Box 197, Belle Plaine, MN 56011 952-873-0888 Name of Mortgagee or Mortgage Assignee: Citizens State Bank Norwood Young America, a Minnesota Banking Corporation THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. The Journal October 21st, 28th & November 4th, 11th, 18th, 25th, 2017

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