June is National Homeownership month. In celebration, KOOTASCA Community Action Inc. is offering a free Home Stretch Homeownership Workshop on from 8:30 a.m. to 4:30 p.m. June 20 at Rainy River Community College. Call 218-999-0800 to register.

Homeownership changes lives and enhances futures. Many Americans see homeownership as one of their greatest hopes, but many people believe they wouldn’t qualify to purchase a home of their own.

With the tight rental market in International Falls and Koochiching County, owning a home can be more affordable than renting for many families, but the process of home buying can feel out of reach and overwhelming.

Many first-time homebuyers think a 20 percent down payment is mandatory and that they need strong credit to buy a home, but that’s not accurate, and KOOTASCA’s Homebuyer program provides education on affordable mortgage options and supports, such as down-payment assistance, to make homeownership a reality, particularly for low and middle-income families and first-time homebuyers.

KOOTASCA can help navigate the buying process with certified Homeownership Education and free homeownership counseling services. Owning a home is one of the ways that families accrue wealth, and KOOTASCA is working to make homeownership possible for families in our community one home at a time.

KOOTASCA’s Home buying program is ready to work with prospective homebuyers to provide education and certified home-ownership counseling on the home-buying process and prepare them for successful ownership over the long term.

To learn more about homeownership education and counseling services or to register for a Home Stretch Homeownership Workshop please call 218-999-0800 or visit www.kootasca.org.

O’Fallon serves as homeownership coordinator for KOOTASCA Community Action Inc.

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